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Updraft: Personal Loan reviews

4.96
Based on 10,754 reviews, last reviewed 23rd Mar 2026
354700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Was easy from the start and a great way to get finan... Was easy from the start and a great way to get finances in order. Great sense of relief. Reviewed on: 23rd March 2026
Louise C's avatar
Louise C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10754)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Really easy to get approved and no invasive question...

5
Really easy to get approved and no invasive questions or info needed. Straightforward and very simple. Reviewed on: 25th February 2026

The process to apply was quick and easy and the app...

5
The process to apply was quick and easy and the app makes it soo much easier to manage the loan. I do also appreciate the monthly reminders about payments that lets me keep on top of my finances. Reviewed on: 25th February 2026

Excellent

5
Simple and judgment free process with a quick turn around . This has completely changed my finances and given me time to breathe and restructure how I spend my money . I would highly recommend. Reviewed on: 25th February 2026

Fantastic and easy to use experience.

5
Fantastic and easy to use experience. Reviewed on: 25th February 2026

Best Platform

5
It was very straightforward and also a trusting process. Reviewed on: 25th February 2026

Offered the best rate available to me, very grateful...

4
Offered the best rate available to me, very grateful for that Reviewed on: 25th February 2026

Great service quick payments would recommend

5
Great service quick payments would recommend Reviewed on: 25th February 2026

Been so quick straight forward and amazing service.

5
Been so quick straight forward and amazing service. I’ve taken 2 loans out with them and wouldn’t go anywhere else. Best company I have come across. Reviewed on: 25th February 2026

It was a quick and easy process and really put my mi...

5
It was a quick and easy process and really put my mind at ease during all of it. It was simple and a very quick transfer offering increased financial security to me and my family. Reviewed on: 25th February 2026

RAPID PAY OUT

5
Got the loan I wanted no problem very fast at excepting me and fast at paying into your bank Reviewed on: 25th February 2026