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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10762 reviews)

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4.96

Based on 10,762 reviews, last reviewed 24th Mar 2026

355500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Quick, simplified and transpatent process, user frie... Quick, simplified and transpatent process, user friendly app Reviewed on: 24th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10762)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very quick and easy process in applying and receivin...

Very quick and easy process in applying and receiving funds. Reviewed on: 25th February 2026

Quick 5 star quick and efficient service.

Quick and efficient service.Easy to apply and a decision was made quickly. Reviewed on: 25th February 2026

Took a weight off my shoulders and very good rates...

Took a weight off my shoulders and very good rates Reviewed on: 25th February 2026

Smooth and fast

All went smoothly and with no issues, really helped lower my monthly costs to be more manageable. Reviewed on: 25th February 2026

Very smooth process, app is user friendly which mak...

Very smooth process, app is user friendly which makes overall experience good Reviewed on: 25th February 2026

Quick and efficient, lovely staff, App is easy in us...

Quick and efficient, lovely staff, App is easy in use and gives a good overview. Reviewed on: 25th February 2026

Staff are great and very helpful

Staff are great and very helpful Reviewed on: 25th February 2026

Easy to use service

I was able to get a loan to consolidate multiple credit cards simply through their app. This was approved quickly after verifying my details and after a few days I had the money to consolidate my other debts. Overall, a very smooth process. Reviewed on: 25th February 2026

Very helpful

The application process was very easy and was a quick decision and the money went in fairly quickly too. The interest rates are not too bad. Reviewed on: 25th February 2026

When I was at my lowest and struggling few years bac...

When I was at my lowest and struggling few years back I didn’t know what to do other company I asked for help has rejected me but not updraft they helped me Reviewed on: 25th February 2026

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