Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,762 reviews, last reviewed 24th Mar 2026
355500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, simplified and transpatent process, user frie... Quick, simplified and transpatent process, user friendly app Reviewed on: 24th March 2026
Mariana M's avatar
Mariana M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10762)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Very easy to deal with and very helpful

5
Very easy to deal with and very helpful Reviewed on: 25th February 2026

Review :)

5
The application process was very easy and not as intense as stressful as others but still did the checking process correctly. Any time I have needed to contact them since they have been very helpful Reviewed on: 25th February 2026

Very customer focussed

5
Quick to respond to queries, loan was received very quickly and very clear communication. Have always felt confident in the information received and they are encouraging debt consolidation and responsible lending. Reviewed on: 25th February 2026

Quick and easy at every stage.

5
Quick and easy at every stage. Results Reviewed on: 25th February 2026

Easy , customer friendly, all good about it

5
Easy , customer friendly, all good about it Reviewed on: 25th February 2026

I’ve saved £150 a month

5
Sorted my borrowing from over £350 to just over £200 pm, giving me some peace of mind and more control Reviewed on: 25th February 2026

More in control

5
More in control - one monthly payment instead of multiple Reviewed on: 25th February 2026

Used several times, always brilliant

5
I have used Updraft several times, they have always been quick, efficient and very friendly. Puts me at ease through a tricky financial decision. Reviewed on: 25th February 2026

Updraft is a quick and simple way to assist in conso...

5
Updraft is a quick and simple way to assist in consolidating your debts. Reviewed on: 25th February 2026

The BEST

5
very fast and fantastic communication Reviewed on: 25th February 2026