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Updraft: Personal Loan reviews

4.96
Based on 10,768 reviews, last reviewed 24th Mar 2026
356100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to manage on line without any hassle Easy to manage on line without any hassle Reviewed on: 24th March 2026
M F's avatar
M F

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10768)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Excellent service and value, very easy online applic...

5
Excellent service and value, very easy online application Reviewed on: 25th February 2026

Financial freedom

5
Updraft has given me some financial freedom to finally start family planning, the stress and anxiety of debt hanging over your head and also preventing life experiences has now been lifted thanks to updraft I’m finally looking forward to the future !!! Reviewed on: 25th February 2026

recommended multiple friends and family great servic...

5
recommended multiple friends and family great service quick and efficient no messing Reviewed on: 25th February 2026

Best place to get a personal loan!

5
I’ve had a really positive experience using Updraft. The platform is user friendly, clear, and easy to navigate, which makes managing finances feel far less overwhelming. I especially appreciate how transparent everything is, the breakdown of payments, balances, and options are presented in a straightforward way without hidden confusion. The setup process was smooth, and the communication has been timely and professional. It’s reassuring to use a service that feels supportive rather than pressuring. Overall, Updraft provides a practical and accessible solution for staying on top of finances, and I would definitely recommend it to others looking for a simple, organised way to manage their money. Reviewed on: 25th February 2026

Simple and straightforward from start to finish.

5
Simple and straightforward from start to finish. This was a totally positive experience with email interactions and form filling all very easy, to quick payment. Reviewed on: 25th February 2026

Easy application and decision based on my needs.

5
Easy application and decision based on my needs. Non judgmental and very professional. Decision making was fair and not based solely on credit scoring which puts drafty aside from other lenders who tend to have a very narrow and complicated way to make decisions. Updraft were to the point and their decision process was fair and speedy. Reviewed on: 25th February 2026

Very quick and simple to use.

5
Very quick and simple to use. Money arrived quickly and the app makes it all simple to view Reviewed on: 25th February 2026

Straightforward process - like all things should be!

5
Straightforward process - like all things should be! I was pleasantly surprised by the ease and simplicity at which Updraft processed my loan request. They are a shining example to all other loan providers of how things SHOULD be done. Reviewed on: 25th February 2026

Absolutely 1st class from start to finish prompt wit...

5
Absolutely 1st class from start to finish prompt without hassle and so easy and straightforward excellent service Reviewed on: 25th February 2026

Easy to arrange

5
Easy to arrange, helpful staff with good communication Reviewed on: 25th February 2026