Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,484 reviews, last reviewed 6th Mar 2026
328400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great fast efficiency smooth transaction and transpa... Great fast efficiency smooth transaction and transparent Reviewed on: 6th March 2026
Arron U's avatar
Arron U

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10484)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy to set up, clear how much payments were an...

5
Very easy to set up, clear how much payments were and terms. Reviewed on: 3rd March 2026

Very quick turn around with the loan, but the rates...

5
Very quick turn around with the loan, but the rates are much higher than the rest of the market. Considering they are aiming to support people with debt consolidation I think they should look to review these more often Reviewed on: 3rd March 2026

Excellent very quick and would highly recommend

5
Excellent very quick and would highly recommend Reviewed on: 3rd March 2026

Simple process

5
From start to finish the process was easy and very user friendly. Theoney was in my account the next day. Reviewed on: 3rd March 2026

Excellent customer service, good friendly, helpfu...

5
Excellent customer service, good friendly, helpful, well-mannered, professional staff / fantastic loan company. Reviewed on: 3rd March 2026

Good experience with staff

5
Good experience with team. No problem applying Reviewed on: 3rd March 2026

Very efficient, fast and secure service.

5
Very efficient, fast and secure service. Reviewed on: 3rd March 2026

Really good experience and good customer service

5
Really good experience and good customer service Reviewed on: 3rd March 2026

Updraft helped when I needed to combine previous loa...

5
Updraft helped when I needed to combine previous loans into one loan that’s easier to manage and pay off. Reviewed on: 3rd March 2026

Quick and personalised solution to customer needs

5
Quick and personalised solution to customer needs Reviewed on: 3rd March 2026