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Updraft: Personal Loan reviews

4.96
Based on 10,785 reviews, last reviewed 25th Mar 2026
357700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026
Suzanne 's avatar
Suzanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

I was in a right pickle with credit card repayments...

5
I was in a right pickle with credit card repayments and I needed to consolidate what was owed so I could try and reduce my monthly repayments. I lost sleep, stopped eating, life was a struggle. I found updraft, applied and got accepted. Now I can sleep. Eat and be worry free i am not paying loads in credit card payments. Massive help, super grateful Reviewed on: 25th February 2026

Easy to arrange and flexible terms are appreciated.

5
Easy to arrange and flexible terms are appreciated. Reviewed on: 25th February 2026

Straight forward no hassle very helpful

5
Straight forward no hassle very helpful Reviewed on: 25th February 2026

Simple and stress free.

5
Simple and stress free. Absolutely amazing, would definitely recommend. Reviewed on: 25th February 2026

Such an easy service to use, quick and efficient , I...

5
Such an easy service to use, quick and efficient , I have used updraft in the past and again currently. Will certainly use again in the future if I needed financial help. Reviewed on: 25th February 2026

Great communications and rates good

5
I’ve had 4 Updraft loans based on circumstances and consolidation. Rates were lower initially but easy to apply and great app. Great comms via the app too. Reviewed on: 25th February 2026

Very simple process and quick decision

5
Very simple process and quick decision Reviewed on: 25th February 2026

Very helpful for my personal situation, I had a roug...

5
Very helpful for my personal situation, I had a rough patch financially and got myself into a lots of small debts that were very mentally draining. Consolidated with updraft and the one monthly payment on payday has taken a large mental load off my head. The interest charged is also lower than a fair few of my other debts. Id recommend giving them a try. Reviewed on: 25th February 2026

Perfect definitely recommended.

5
Perfect definitely recommended. Very easy to use and always professional Reviewed on: 25th February 2026

Always amazing affordable service

5
Always amazing affordable service Reviewed on: 25th February 2026