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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great experience

Process from start to finish was quick and easy and very simple. Got quote a few minutes later after checks. Reviewed on: 25th February 2026

Absolutely fantastic

Absolutely fantastic I really enjoyed and loved the service. It was top of the range Reviewed on: 25th February 2026

Good interest, Fantastic service

I have used 2 loans from Updraft which has helped me clear my balances after significantly difficult life events with a much lower interest rate than that of my credit card. The monthly payments are flexible and affordable with the ability to pay early with no fees. Reviewed on: 25th February 2026

Very easy and has sorted my debt out with one financ...

Very easy and has sorted my debt out with one financial repayment instead of many from different companies. Reviewed on: 25th February 2026

Same day loan

Quick and reliable service - same day loan. Reviewed on: 25th February 2026

easy to apply, quick and straight in the bank

easy to apply, quick and straight in the bank Reviewed on: 25th February 2026

Simple effective process, period!

Simple effective process, period! That’s all you can ask for when it comes to anything financial. No complications, you know what your getting, excellent Reviewed on: 25th February 2026

Easy to apply and good rates highly recommended

Easy to apply and good rates highly recommended Reviewed on: 25th February 2026

Clear and efficient process end to end!

Clear and efficient process end to end! Reviewed on: 25th February 2026

Easy to use and explained everything

Easy to use and explained everything Reviewed on: 25th February 2026

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