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Updraft: Personal Loan reviews

4.96
Based on 10,788 reviews, last reviewed 26th Mar 2026
358000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very efficient I had a fast and efficient transaction with updraft when i applied for personal loan. Reviewed on: 26th March 2026
Mila's avatar
Mila

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10788)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

The "10-Minute" Sprint

5
The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. ​What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. ​The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026

Updraft, helping me up my life game to the next level!

5
Updraft really helped pull me out of a hole. The full experience from start to finish was nothing short of professional. I wouldn’t hesitate to recommend them to friends and family. Reviewed on: 25th February 2026

Fantastic professional service with quick response.

5
Fantastic professional service with quick response. Reviewed on: 25th February 2026

A useful and responsible lender.

5
Updraft is most definitely a useful company, their primary advertising is getting a lower interest loan to pay off higher interest credit cards, and they do just that. My experience has been positive, whether its early repayments, or accessing an additional loan, they've been consistent and reliable. Reviewed on: 25th February 2026

No fuss, no hassle.

5
No fuss, no hassle. Good communication so that's always a plus Reviewed on: 25th February 2026

Honest company

5
It is a very honest and easy way to get a personal loan for your needs. I believe that they really trybtheir very best to help anyone in need of a loan. Reviewed on: 25th February 2026

Needed a little help to pay off a credit card, was g...

5
Needed a little help to pay off a credit card, was great, fast and efficient and would definitely recommend. Reviewed on: 25th February 2026

They where very quick with decision and sending the...

5
They where very quick with decision and sending the money Reviewed on: 25th February 2026

Quick service, easy to contact members of staff and...

5
Quick service, easy to contact members of staff and funds organised in a timely manner. Reviewed on: 25th February 2026

Thank you

5
Very good speedy loans and easy to apply. Reviewed on: 25th February 2026