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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10821 reviews)

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4.96

Based on 10,821 reviews, last reviewed 30th Mar 2026

361200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A very quick and seamless process. A very quick and seamless process. No long waits and good value for money. Wouldn't use any other provider. Reviewed on: 30th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10821)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy to use was able to get sorted within...

Very easy to use was able to get sorted within 10mins Reviewed on: 25th February 2026

Excellent experience

Excellent experience with an extremely speedy outcome Reviewed on: 25th February 2026

Excellent service, very helpful would highly recomme...

Excellent service, very helpful would highly recommended Reviewed on: 25th February 2026

The "10-Minute" Sprint

The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026

Updraft, helping me up my life game to the next level!

Updraft really helped pull me out of a hole. The full experience from start to finish was nothing short of professional. I wouldn’t hesitate to recommend them to friends and family. Reviewed on: 25th February 2026

Fantastic professional service with quick response.

Fantastic professional service with quick response. Reviewed on: 25th February 2026

A useful and responsible lender.

Updraft is most definitely a useful company, their primary advertising is getting a lower interest loan to pay off higher interest credit cards, and they do just that. My experience has been positive, whether its early repayments, or accessing an additional loan, they've been consistent and reliable. Reviewed on: 25th February 2026

No fuss, no hassle.

No fuss, no hassle. Good communication so that's always a plus Reviewed on: 25th February 2026

Honest company

It is a very honest and easy way to get a personal loan for your needs. I believe that they really trybtheir very best to help anyone in need of a loan. Reviewed on: 25th February 2026

Needed a little help to pay off a credit card, was g...

Needed a little help to pay off a credit card, was great, fast and efficient and would definitely recommend. Reviewed on: 25th February 2026

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