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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10791 reviews)

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4.96

Based on 10,791 reviews, last reviewed 26th Mar 2026

358300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy to navigate Very easy to navigate and apply for the loan needed Reviewed on: 26th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10791)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Here in a time of need - super easy and efficient- h...

Here in a time of need - super easy and efficient- has allowed some much needed breathing space Reviewed on: 25th February 2026

Great Company

Easy application from start to finish and very efficient Reviewed on: 25th February 2026

5 star updrafty

It was an easy process with the application. Given clear information less jargon compared to other companies. They check to make sure you can afford repayments and have helped me clear some of my debts Reviewed on: 25th February 2026

Love the app and personal feeling service.

Love the app and personal feeling service. Timely updates are great and feel very supported. Reviewed on: 25th February 2026

Good experience with a personal loan to help me pay...

Good experience with a personal loan to help me pay off some credit cards! Reviewed on: 25th February 2026

Great service

So quick and easy, quick response from customer service , would defo recommend !! Reviewed on: 25th February 2026

Easy access, lower apr, transparent processes

Easy access, lower apr, transparent processes Reviewed on: 25th February 2026

Quick and easy

Process was very easy and quick to get an answer Reviewed on: 25th February 2026

Simple from start to finish , everything made clear...

Simple from start to finish , everything made clear and easy to understand. And for people like me who's credit rating took a massive hit though no fault of my own meaning nobody seems to trust you financially it's refreshing to find a company like updraft who are willing to give the that chance and start getting you back up the financial ladder , they actually make you feel somewhat "normal" again Reviewed on: 25th February 2026

Highly Recommended

Easy friendly service that never leaves you not knowing. the process is straight forward and FAST!! Reviewed on: 25th February 2026

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