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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy application and decision based on my needs.

Easy application and decision based on my needs. Non judgmental and very professional. Decision making was fair and not based solely on credit scoring which puts drafty aside from other lenders who tend to have a very narrow and complicated way to make decisions. Updraft were to the point and their decision process was fair and speedy. Reviewed on: 25th February 2026

Very quick and simple to use.

Very quick and simple to use. Money arrived quickly and the app makes it all simple to view Reviewed on: 25th February 2026

Straightforward process - like all things should be!

Straightforward process - like all things should be! I was pleasantly surprised by the ease and simplicity at which Updraft processed my loan request. They are a shining example to all other loan providers of how things SHOULD be done. Reviewed on: 25th February 2026

Absolutely 1st class from start to finish prompt wit...

Absolutely 1st class from start to finish prompt without hassle and so easy and straightforward excellent service Reviewed on: 25th February 2026

Easy to arrange

Easy to arrange, helpful staff with good communication Reviewed on: 25th February 2026

Very easy and swift process to consolidate other deb...

Very easy and swift process to consolidate other debt into one payment Reviewed on: 25th February 2026

Great service and easy to deal with

Great service and easy to deal with Reviewed on: 25th February 2026

Updraft was a great option for consolidation and the...

Updraft was a great option for consolidation and the process was easy to navigate and great customer service Reviewed on: 25th February 2026

Simple application process with a fast turnaround

Simple application process with a fast turnaround Reviewed on: 25th February 2026

Updraft Helps!

I was in quite a lot of credit card debt and didn’t think I would be accepted but Updraft still considered me despite my circumstances and as a result I was able to pay off the majority of my credit cards and consolidate those payments into one cheaper payment per month which has helped me feel balanced a great deal! Reviewed on: 25th February 2026

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