Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,824 reviews, last reviewed 31st Mar 2026
361500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, good rates, clean and well made app,... Easy to apply, good rates, clean and well made app, good support. Reviewed on: 31st March 2026
Mindy's avatar
Mindy

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10824)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Needed help getting debt sorted Updraft gave us a c...

5
Needed help getting debt sorted Updraft gave us a chances thank you Reviewed on: 25th February 2026

Fantastic!

5
Fantastic! Very informative and was able to help with my loan quickly Reviewed on: 25th February 2026

They have supported me greatly when navigating finan...

5
They have supported me greatly when navigating financial troubles. Reviewed on: 25th February 2026

The process was quick, information was easy to under...

5
The process was quick, information was easy to understand. The offer and agreement was clear. Reviewed on: 25th February 2026

The application was very quick and easy.

5
The application was very quick and easy. The app is also straightforward and easy to use and i am able to keep track of my payments through there. I have also recieved helpful payment reminder emails every month so I am able to look out for the payments leaving my account. Very happy with my experience so far. Reviewed on: 25th February 2026

Really quick and easy to apply!

5
Really quick and easy to apply! Brilliant communication and love the app to keep an eye on my loan Reviewed on: 25th February 2026

Simple application process and very easy to deal with!

5
Very easy to apply and deal with, money was in quicker than expected and debts consolidated to bring down my monthly's and overall save on the interest of my credit cards. Would highly reccommend to anyone looking for a similar financial product. Reviewed on: 25th February 2026

Excellent good nice best I have found this

5
Excellent and it worked where I needed Reviewed on: 25th February 2026

Updraft are firm but fair easy to use , good at comm...

5
Updraft are firm but fair easy to use , good at communication with clientele and have a fantastic range of loans , I found it easy to pay of the loans and also advance one where needed, and the support was second to nun etc I would recommend updraft to anyone Reviewed on: 25th February 2026

Have used twice and still happy

5
Great easy to use company that help when you need it obviously interest is slightly higher but that’s a given Reviewed on: 25th February 2026