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Updraft: Personal Loan reviews

4.96
Based on 10,841 reviews, last reviewed 1st Apr 2026
363300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Very good experience. Very good experience.no hassle. Funds available right away Reviewed on: 1st April 2026
Nina Hara's avatar
Nina Hara

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10841)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy to apply and the money was available very...

5
Very easy to apply and the money was available very quickly, a great rate. Reviewed on: 25th February 2026

Excellent service so easy to use

5
Excellent service so easy to use Reviewed on: 25th February 2026

Helped me out of a financial mess

5
Helped me out when I got myself into a financial mess. Easy to apply, quick decision. Very easy to use the app Reviewed on: 25th February 2026

Easy application and decision in minutes, no fuss

5
Very easy to apply, clear information and instructions on how to proceed. I received a response in no time and money was in my account within a couple of days. Good App to track payments etc on your phone. Reviewed on: 25th February 2026

Quick and easy applied for a loan money was in my ba...

5
Quick and easy applied for a loan money was in my bank the following day Reviewed on: 25th February 2026

I’ve had such a positive experience vs with Updraft.

5
I’ve had such a positive experience with Updraft. The whole process was quick, straightforward, and stress-free from start to finish. I really appreciated how easy the application was and how clearly everything was explained, with no hidden surprises. The app is simple to use and makes managing repayments feel organised and in control. Overall, Updraft has genuinely helped me feel more confident about my finances, and I wouldn’t hesitate to recommend them to others. Reviewed on: 25th February 2026

Incredible service!

5
Incredible service, very helpful when life gets tough and always professional and clear with the information. Highly recommended Reviewed on: 25th February 2026

Updraft are AMAZING

5
Updraft are very reliable and is super easy to use, would 100% recommend to anyone wanting to take a personal loan. Reviewed on: 25th February 2026

Helped me consolidate debts and save money in the sh...

5
Helped me consolidate debts and save money in the short and long term Reviewed on: 25th February 2026

Very easy application and quick results

5
Very easy application and quick results Reviewed on: 25th February 2026