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Updraft: Personal Loan reviews

4.96
Based on 10,848 reviews, last reviewed 1st Apr 2026
364000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Great when needed Easy, good vaue and helpful from start to finish Reviewed on: 1st April 2026
Andrew M's avatar
Andrew M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10848)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Good soup

5
Good experience, helped me in a time of need and the process was easy to understand and approval was quick Reviewed on: 25th February 2026

My experience with Updraft Personal Loans has been g...

5
My experience with Updraft Personal Loans has been genuinely excellent from start to finish. The application process was straightforward, transparent, and far less stressful than I expected. Everything was clearly explained, with no hidden surprises, and the approval process felt efficient and professional. What really stood out to me was the communication — timely updates, helpful responses, and a real sense that they value their customers. It made what can sometimes feel like a daunting financial decision feel smooth and manageable. I also appreciate the transparency around terms and repayments, which gave me confidence and peace of mind. Overall, a reliable, professional service that delivers exactly what it promises. Highly recommended. Reviewed on: 25th February 2026

From unsure to fully secure!

5
After a wedding, Christmas and another child on the way I really got buried under credit card and loan debt. I was quite apprehensive about using a provider like Updraft because I simply wasn’t informed enough. Thankfully the customer service team was fantastic, the service was easy to use and I genuinely feel secured and happy with no regret about my choice to use them. I now have more financial health, am in a better mental state and and just happy there are services like this available for people that need that little boost! Reviewed on: 25th February 2026

Excellent

5
It was really easy to use and had great service Reviewed on: 25th February 2026

Lifeline!

5
I was in a rut paying credit card debt, I never thought I would get a good rate on a loan but I found Updraft and they offered me a great rate of interest and I finally feel I will be free of my debt in a few years! Reviewed on: 25th February 2026

Simple and efficient.

5
Efficient, offered a product that was appropriate. Simple application process. Reviewed on: 25th February 2026

Updraft has been a pleasure to have as a lender , fa...

5
Updraft has been a pleasure to have as a lender , fast quick and with a great mission. i have my second loans with them now and the process has been clear and short. Reviewed on: 25th February 2026

Fast, reliable, fair.

4
Fast, reliable, fair. Quick pay out, easy application and management. Reviewed on: 25th February 2026

quick and uncomplicated

5
I needed a quick uncomplicated loan to help consolidate. It was so simple and I had the money in the bank in days. Reviewed on: 25th February 2026

Great service super easy and I was really happy with...

5
Great service super easy and I was really happy with the service provided Reviewed on: 25th February 2026