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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Excellent and very helpful and useful information ab...

Excellent and very helpful and useful information about Updraft especially encrypt messaging providing social security bewteen customer Finance Reviewed on: 25th February 2026

Updraft provided a quick, easy to use service that h...

Updraft provided a quick, easy to use service that had no hidden fees or drawbacks. They were quick to say yes to my application and (importantly) the money was in my account within a couple of days. The whole online system was simple, easy to understand and easy to use. Reviewed on: 25th February 2026

Quick effective and understanding whilst treating me...

Quick effective and understanding whilst treating me like a person not just a number Reviewed on: 25th February 2026

Very easy online experience.

Very easy online experience. Prompt. Transparent and accessible. Would recommend to a friend or family member. Reviewed on: 25th February 2026

Quick and easy to use got money sound and helpful pe...

Quick and easy to use got money sound and helpful people to talk to Reviewed on: 25th February 2026

The complete process was fast, effective and super easy

The complete process was fast, effective and super easy Reviewed on: 25th February 2026

It helped me get in control of my finances so I was...

It helped me get in control of my finances so I was able to breath better Reviewed on: 25th February 2026

Allowed me to consolidate debts and regain control o...

Allowed me to consolidate debts and regain control of my finances Reviewed on: 25th February 2026

Updraft has helped me for years very fast way of pro...

Updraft has helped me for years very fast way of processing ng loans Reviewed on: 25th February 2026

Very easy to apply and track payments.

Very easy to apply and track payments. Only offer what males financial sense.Onky issue is getting hold of someone as it's done by email or web chat and response time isn't that great. Reviewed on: 25th February 2026

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