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Updraft: Personal Loan reviews

4.96
Based on 10,857 reviews, last reviewed 2nd Apr 2026
364900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Very quick and easy to obtain a loan. Very quick and easy to obtain a loan. They provided help and support for when you would have issues with payment and they respond quickly to queries. ... Read more Reviewed on: 2nd April 2026
Aishat H's avatar
Aishat H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10857)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

It was quick, hassle free and easy to do

5
It was quick, hassle free and easy to do Reviewed on: 23rd July 2024

Good service and excellent rates quick response.

5
Good service and excellent rates quick response. Reviewed on: 15th July 2024

Perfect service help and quick

5
I have been with up Draft now for a few years. Every one is very help and quick and easy service. I have even recommended you to friends and family Reviewed on: 14th July 2024

The staff are very responsive.

5
The staff are very responsive. The rates are good. Quick decision after my application Reviewed on: 9th July 2024

Fast friendly experience, easy to use company

5
Fast friendly experience, easy to use company Reviewed on: 8th July 2024

Adding to the u affordable debt mountain in the UK.

1
Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

generally they are ok byt no good comunication

4
generally they are ok byt no good comunication Reviewed on: 25th May 2024

Updraft help to educate you on finances, and make yo...

5
Updraft help to educate you on finances, and make you feel like paying off debts is achievable. Reviewed on: 24th May 2024

Updraft, we couldn’t be more grateful

5
Honestly couldn’t recommend Updraft enough. After 6 years our previous landlord wanted to move back into the property so we had to find somewhere for me, my partner and 2 toddlers to live. Being fully in the cost living crisis and basically paying the same in rent as a mortgage it was almost impossible to save for a new deposit and an increased one months rent up front. That’s where Updraft saved us honestly, incredible interest rate, wonderful customer service and so easy to use. I genuinely cried when I saw how great their interest rate was, it feels like they really look out for their customers. Couldn’t be more grateful to them! Reviewed on: 24th May 2024

Really good.

5
Really good. Quick and easy. Very good online portal Reviewed on: 23rd May 2024