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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great service

Updraft really helped me at a time when I was struggling to keep on top of my finances. Great customer service and quick too. Reviewed on: 25th February 2026

Highly recommend

Was quick from applying to receiving funds. Once bank has been linked i got an instant decision.Thank you Reviewed on: 25th February 2026

My experience was quick, hassle free and very easy.

My experience was quick, hassle free and very easy. I gave access to my bank account, which made telling them my financial history very easy. Some might see this a drawback but I see it as a time saver. You know that they understand your circumstance thoroughly when they make their decision to lend to you. Reviewed on: 25th February 2026

Updraft - Excellent

Updraft have been excellent throughout and have provided me with support every single step of the way. Reviewed on: 25th February 2026

Straightforward loan

No problems with the application or payments process. Rate is better than most others. Reviewed on: 25th February 2026

Easy application process and so far everything is go...

Easy application process and so far everything is going as expected. Reviewed on: 25th February 2026

Really helped me out when other companies did not ac...

Really helped me out when other companies did not accept me for a loan Reviewed on: 25th February 2026

Updraft! The best around!

Updraft gave me such a good deal and eased my money struggles. The money was in my account within 5 days and it was so easy to apply! Couldn’t recommend enough! Reviewed on: 25th February 2026

Needed money for personal reasons and it was really...

Needed money for personal reasons and it was really easy to apply and use. Didn’t take long for the money to get into my bank account Reviewed on: 25th February 2026

Staff have always been super helpful and kind.

Staff have always been super helpful and kind. Loan is fast and simple Reviewed on: 25th February 2026

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