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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11080 reviews)

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4.88

Based on 11,080 reviews, last reviewed 9th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11080)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

I love em

I love em . They have helped me sort out my life so pleased to be back in control of my finances and see a bright future ahead xxx the emails and updates are really useful and it feels like. a personal service Reviewed on: 29th March 2025

Interest was quite high and could be reduced but ove...

Interest was quite high and could be reduced but over all great company Reviewed on: 13th February 2025

It has help me consolidate my loans

It has help me consolidate my loans Reviewed on: 29th January 2025

Fantastic lenders and super helpful service.

Fantastic lenders and super helpful service. Would highly recommend them! Reviewed on: 22nd January 2025

Excellent Updraft Experience

Updraft we're excellent at helping me reduce my credit card debt. I was also able to pay off store cards which has put me in a much better position. The payment is easy and affordable. I am looking forward to future loans allowing me to pay off the remainder of my debt. Reviewed on: 15th October 2024

Excellent from start to finish.

Excellent from start to finish. Easy application process and money the same day. Reviewed on: 3rd October 2024

Excellent service

Excellent service. Fantastic customer service. Reviewed on: 29th September 2024

Completely painless...

Updraft came up as a recommendation on Experian, The application and verification process was extremely slick and quick. Any queries or requests for documentation were communicated via email and their responses and turn around was fast. The whole process was painless, to the point that Updraft provided the best loan application process I have ever encountered. Reviewed on: 9th September 2024

Fast, slick & painless...

The whole process was completely painless. All done via the app. Any questions were dealt with by email and the responses were quick. It wasn't an onerous application, you link your bank account and they do all their checks and let you know. The money was in my account the next working day. I have to say, the whole experience was very good. Reviewed on: 23rd August 2024

Quick and easy

Money quickly received. Reasonable APR applied. Ability to settle the loan early without repercussions. Interest adjusts if you’re choosing to pay more than the set payments. Reviewed on: 19th August 2024

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