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Updraft: Personal Loan reviews

4.96
Based on 10,412 reviews, last reviewed 4th Mar 2026
321400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Smart and easy solutions for all. Smart and easy solutions for all............ Reviewed on: 4th March 2026
Dumitru Serban 's avatar
Dumitru Serban

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10412)

Review of the Updraft, Personal Loan:

Very friendly and very quick with responses.

5
Very friendly and very quick with responses. Always willing to help Reviewed on: 13th April 2024

The loan helped me clear credit card date into a sin...

5
The loan helped me clear credit card date into a single monthly payment Reviewed on: 3rd March 2026

Quick and easy application and decision

5
Quick and easy application, no hidden fees, fast decision and very straight forward application. Reviewed on: 3rd March 2026

Great experience from application to approval.

5
Great experience from application to approval. Straightforward and good communication. Reviewed on: 3rd March 2026

For me it’s provided me some hope

5
For me it’s a lower interest loan that has helped me enormously however, I am unable to get a really decent interest rate despite my good payment history- so really appreciate updraft. Reviewed on: 3rd March 2026

Updraft helped me pay off my outstanding overdrafts...

5
Updraft helped me pay off my outstanding overdrafts that I struggled with paying off Reviewed on: 3rd March 2026

Updraft were quick to review and approve me for a pe...

5
Updraft were quick to review and approve me for a personal loan, it was paid into my bank quickly and I felt more in control and supported whilst using updraft. Reviewed on: 3rd March 2026

Finally sorted my finances

5
Really helpful and gave me chance to sort my finances out while saving me £150 a month in what i was paying out for multiple cards. Reviewed on: 3rd March 2026

Easy to use and very helpful.

5
Easy to use and very helpful. Would recommend to family and friends Reviewed on: 3rd March 2026

Amazing service.

5
Amazing service. Happy with the ease of service and customer service. very helpful when needed. Good app and clear on everything. Very transparent. Reviewed on: 3rd March 2026

Brilliant!

5
Customer service was excellent, payout was quick and it was an easy process. APR could be better, but you can't have everything. Reviewed on: 3rd March 2026