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Updraft: Personal Loan reviews

4.96
Based on 10,856 reviews, last reviewed 2nd Apr 2026
364800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Great very good lovely stuff really good Great very good lovely stuff really good Reviewed on: 2nd April 2026
Connor M's avatar
Connor M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10856)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very simple process.

5
Very simple process. Response was quick and application very easy Reviewed on: 18th March 2024

Great experience, quick and easy process based on re...

5
Great experience, quick and easy process based on realistic financial position rather than solely on credit score, would recommend to anyone looking for a personal loan, app also very imformative and easy to you Reviewed on: 18th March 2024

The application process was very fast and simple, th...

5
The application process was very fast and simple, they were great when it came to responding and handling any queries I had, and to top it off the money was sorted very quickly! To say they were fantastic is and understatement! Reviewed on: 18th March 2024

Easy straight forward quick

5
Easy straight forward quick. Process is quick and without any delays. Reviewed on: 18th March 2024

Where to start.

5
Where to start. Simple and transparent. Easy to follow step by step process, clearly explained evey step of the way. Reviewed on: 18th March 2024

Excellent service!

5
They offered me a loan with an affordable amount to repay every month. Reviewed on: 18th March 2024

Updraft has been a great help when I needed most.

5
Updraft has been a great help when I needed most. Very responsive to any queries an professional service provided. Reviewed on: 18th March 2024

good and fast communication, good loan conditions, h...

5
good and fast communication, good loan conditions, help in difficult times Reviewed on: 18th March 2024

It was quick and easy to apply.

5
It was quick and easy to apply. Funds were released shortly after being accepted. I have had positive experience throughout. Reviewed on: 18th March 2024

Always the people at updraft are very helpful and fr...

5
Always the people at updraft are very helpful and friendly. Never had amy issues for the past 2 years. Reviewed on: 18th March 2024