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Updraft: Personal Loan reviews

4.96
Based on 10,857 reviews, last reviewed 2nd Apr 2026
364900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Very quick and easy to obtain a loan. Very quick and easy to obtain a loan. They provided help and support for when you would have issues with payment and they respond quickly to queries. ... Read more Reviewed on: 2nd April 2026
Aishat H's avatar
Aishat H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10857)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

I have used updraft twice to help me with financial...

5
I have used updraft twice to help me with financial circumstances. I have found it to be a very friendly efficient service. Reviewed on: 18th March 2024

Easy and hassle free.

5
Easy and hassle free. From initial enquiry to loan approved and into my account was a very seamless experience Reviewed on: 18th March 2024

Extremely good interest rates on bad credit!

5
I have a a bad credit report and saw Updraft offering their services, I decided to give it a shot to consolidate my debts into one payment. Utilising Updraft I am spending £100 less per month through consolidating at a low APR compared to what I was getting offered elsewhere. Reviewed on: 18th March 2024

Good so far.

5
Good so far. No issues, understanding and helpful. Reviewed on: 18th March 2024

PERFECT A TIER COMPANY

5
They are a perfect company that brovided me money when I needed it with low interest rate and was in my bank within the next working day would highly reccomend them they saved me from a bad zone and made it possible to crawl out of debt Reviewed on: 18th March 2024

Updraft were efficient, professional received th...

5
Updraft were efficient, professional and received the funds in less than 24 hrs. Their App is week organised and especially easy to use Reviewed on: 18th March 2024

I requested for short loan and was given within few...

4
I requested for short loan and was given within few minutes Reviewed on: 18th March 2024

Very friendly and polite and willing to help you bes...

5
Very friendly and polite and willing to help you best they can Reviewed on: 18th March 2024

Updraft do what other lenders can’t ;-)

5
Updraft stepped in where many other lenders have failed to do so making life that little bit easier Reviewed on: 18th March 2024

Easy to use app & great service

5
Easy to use app & good service but interest rate is high for the amount loaned & my credit history. Would be willing to recommend & likely an even better product for those with less than ideal credit. Customer service staff are attentive & response times are excellent. All round good offering. Reviewed on: 18th March 2024