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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Absolutely 110% perfect .

Absolutely 110% perfect . Customer service 2nd to non Reviewed on: 21st March 2024

Quick, easy and transparent

Easy to fill out an application with a. Quick decision. Very clear information on fees when deciding how much to borrow and how much this will cost. Being able to personalise loan amount and time frame whilst knowing how much it will cost Reviewed on: 21st March 2024

needed to consolidate and this was perfect.

needed to consolidate and this was perfect. Easily place details and get quote with no pressure to take it. Perfect Reviewed on: 21st March 2024

Very quick and easy - I needed help with my overdraf...

Very quick and easy - I needed help with my overdraft and updraft were quick to help out. Simple to follow and straight forward Reviewed on: 21st March 2024

Great service very quick.

Great service very quick. Good communication throughy Reviewed on: 21st March 2024

So easy to apply and staff very friendly and reply b...

So easy to apply and staff very friendly and reply back to messages quick quickly. Reviewed on: 21st March 2024

Updraft is fab!

So easy to sort out and use. Now all my debt is in one place and in one vastly reduced payment! Customer services answered all my questions promptly and the money arrived very fast. Fantastic! Reviewed on: 21st March 2024

An easy, efficient and speedy way to get a loan.

An easy, efficient and speedy way to get a loan. Updated team were a pleasure to deal with. Reviewed on: 21st March 2024

Very good the company is quick and efficient

Very good the company is quick and efficient Reviewed on: 21st March 2024

Really helpful and very efficient

Really helpful and very efficient Reviewed on: 21st March 2024

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