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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Straightforward, simple and easy process!

Straightforward, simple and easy process. Great company, competitive rates and an all round positive experience! Reviewed on: 21st March 2024

Quick & easy

Applied for loan, very simple and had the money in my account less than 24 hours after being accepted Reviewed on: 21st March 2024

Definitely use again.

Easy to use . Information clear about services and how it works. Reviewed on: 21st March 2024

Excellent

Very friendly, simple user interface, easy to get decision Reviewed on: 21st March 2024

Excellent service

Excellent service so very easy to use and apply, I can honestly say I have never had su h a fast service this has enabled me to get my finances back in control Reviewed on: 21st March 2024

Straightforward, easy experience

Easy to get the money I need to pay off existing long term borrowing, and good customer service. Switching payment days was simple, and any queries answered quickly. Reviewed on: 21st March 2024

Easy to understands good at communicating

Easy to understands good at communicating Reviewed on: 21st March 2024

Life changing

Being accepted for a loan has changed my life so much. I've consolidated all my debt into one monthly payment, I am paying a quarter of the payment I was paying, with far less interest. I will be debt free at the end of my loan. Appreciate some credit cards are 0%, but It's too easy to spend again on credit cards. I now have regular funds going into savings, building an emergency fund, and will be going back to complete my Uni degree as I can now afford to put funds by for this. Thank you so much Reviewed on: 21st March 2024

They have been fantastic and helped me through a dif...

They have been fantastic and helped me through a difficult time Reviewed on: 21st March 2024

I applied for a loan to consolidate my debt, the app...

I applied for a loan to consolidate my debt, the application was quick the response was quick and the rate was even greater. There was no hidden agenda everything was straightforward. Reviewed on: 21st March 2024

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