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Updraft: Personal Loan reviews

4.96
Based on 10,864 reviews, last reviewed 3rd Apr 2026
365600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

So simple and a quick decision. So simple and a quick decision. Love i get a reminder each month to let me know my payment is due Reviewed on: 3rd April 2026
Mary B's avatar
Mary B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10864)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very good experience.

4
Very good experience. Simple, smart and efficient Reviewed on: 18th March 2024

Great service from start to finish.

5
Great service from start to finish. Kept me informed every step of the way Reviewed on: 18th March 2024

Good company, good interface.

4
Good company, good interface. The rates aren't as good as they claim but I suppose this is relative to what your credit score is. Reviewed on: 18th March 2024

they helped me consolodate my debts into a more mana...

5
they helped me consolodate my debts into a more managable amount and have been great with there communication Reviewed on: 18th March 2024

The experience from start to finish has been excellent.

5
The experience from start to finish has been excellent. From being able to add all bank accounts in one place. The staff are always on hand to provide support Reviewed on: 18th March 2024

Fast and efficient

5
They are very fast and efficient. I highly recommend Reviewed on: 18th March 2024

I love the whole updraft experience.

5
I love the whole updraft experience. So quick and easy with the app and I feel like I’m in control of my payments. Reviewed on: 18th March 2024

Helped me with some unexpected bills.

5
Helped me with some unexpected bills. Reviewed on: 18th March 2024

Very good rates, friendly customer service

5
Very good rates, friendly customer service Reviewed on: 18th March 2024

Very easy process to use - money in bank pretty much...

5
Very easy process to use - money in bank pretty much instantly. Easy app to use and communication is great. Reviewed on: 18th March 2024