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Updraft: Personal Loan reviews

4.96
Based on 10,865 reviews, last reviewed 4th Apr 2026
365700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great and easy Great and easy … smooth and yönüne point. No need to go anywhere else Reviewed on: 4th April 2026
Levent A's avatar
Levent A

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10865)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great credit facility to clear my credit cards and s...

5
Great credit facility to clear my credit cards and save on interest. Clear payment schedule with total cost explained in advance based on my own preference to the size of the loan. Quick process via open banking and very swift loan delivery to my account. Reviewed on: 18th March 2024

It was a smooth sailing application.

5
It was a smooth sailing application. Felt relieved when the loan was approved as it prevented me from defaulting a credit card. Reviewed on: 18th March 2024

Smooth and Straightforward

5
No one would give me a loan and then updraft gave me a chance and it was so quick and easy and I’m comfortable paying the monthly payments Reviewed on: 18th March 2024

I am very happy I reduce all my payment in one ,I wa...

5
I am very happy I reduce all my payment in one ,I was checking I pay in interés ,it’s exactly the quote I have to pay monthly ,I reduce so many payment in on ,and also I have more margin for saving and Invesment every months ,I am very happy they offer to me better rate interest than others . Reviewed on: 18th March 2024

Great interest rates q...

5
Great interest rates quick responses Reviewed on: 18th March 2024

Very easy and simple to use, quick responses and goo...

5
Very easy and simple to use, quick responses and good customer service. Reviewed on: 18th March 2024

User Friendly

5
Updraft application process was easy and the app is very user friendly Reviewed on: 18th March 2024

App easy to use, updraft just hassle free and has he...

5
App easy to use, updraft just hassle free and has helped pay my debt off Reviewed on: 18th March 2024

So Easy!

5
I love the way they let you know how much you could borrow if you wanted to rather than having to request and amount. I really love how everything is done through the app. Having said that if you message them they are also very quick to reply. I have used them twice now. Reviewed on: 18th March 2024

Getting a loan with updraft was extremely quick and...

4
Getting a loan with updraft was extremely quick and easy. Reviewed on: 18th March 2024