Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,902 reviews, last reviewed 8th Apr 2026
369400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft helped me in solving my debts Updraft helped me in solving my debts Reviewed on: 8th April 2026
Akhil's avatar
Akhil

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10902)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great company, received funds quickly and customer s...

5
Great company, received funds quickly and customer service has been great. Used tocpay off some debt and give myself some breathing space. Reviewed on: 15th March 2024

Such a brilliant company really easy to deal with a...

5
Such a brilliant company really easy to deal with and very helpful Reviewed on: 15th March 2024

Faultless.

5
Faultless. No hassle application. Speedy receipt of funds at a competitive interest rate. I’ve recommended them to my friends and family. Reviewed on: 15th March 2024

Updraft is a straightforward application.

5
Updraft is a straightforward application. It gives you the result right away. Highly recommended! Reviewed on: 15th March 2024

Life savers!

5
Life savers!! Stress free application, friendly customer service advisors. I would recommend to friends and family. Great low rates! Best on the market. Have actually taken out a second loan at a later date as it worked out so much cheaper than my credit card interest rate. Reviewed on: 15th March 2024

Excellent

5
Excellent experience i will recommend updraft to anyone Reviewed on: 15th March 2024

Good customer service, easy app to use and clear com...

5
Good customer service, easy app to use and clear communication Reviewed on: 15th March 2024

It was quick and easy.

5
It was quick and easy. Customer service through the app were helpful, friendly and easy to contact Reviewed on: 15th March 2024

They gave me a loan when no one else would...

4
They gave me a loan when no one else would Reviewed on: 15th March 2024

Brilliant company, super easy to do which is ideal i...

5
Brilliant company, super easy to do which is ideal if you live somewhere without access to a bank Reviewed on: 15th March 2024