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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10902 reviews)

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4.96

Based on 10,902 reviews, last reviewed 8th Apr 2026

369400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Updraft helped me in solving my debts Updraft helped me in solving my debts Reviewed on: 8th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10902)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

It’s my first time using the updraft for personal lo...

It’s my first time using the updraft for personal loan I thought it takes time to process but it’s easy to process. Over all experience is good. Reviewed on: 15th March 2024

Unreal service

Great service and help out people looking to build a good credit score Reviewed on: 15th March 2024

Easy experience start to finish, very friendly service!

Easy experience start to finish, very friendly service! Reviewed on: 15th March 2024

Helpful and very friendly staff.

Helpful and very friendly staff who make loan applications so easy. Reviewed on: 15th March 2024

Very slow in authorising the loans

Very slow in authorising the loans Reviewed on: 15th March 2024

Simple and efficient.

It was a very easy application and recieved funds in a very timely manner. All completed through the mobile app. Reviewed on: 15th March 2024

Simple proactive company

Have never had an issue. Very proactive company and always happy to help. The app interface is easy to use and the update of the credit file is easy to view. All products are in one place to it’s easy to also manage savings and finance in general. Reviewed on: 15th March 2024

Simple, straight forward

Simple, straight forward and money was approved and in my bank account with little fuss and I was able to go about settling my personal debts. I was a referred by a friend and I have told my family and friends about this service Reviewed on: 15th March 2024

Needed to pay off another loan, they offered me a lo...

Needed to pay off another loan, they offered me a lower rate. The app is easy to use and setting it all up was a doddle. They keep offering new loans at a higher rate though, which I find rather irritating. Reviewed on: 15th March 2024

It is very accessible and easy to use and the staff...

It is very accessible and easy to use and the staff are so quick to respond when you need help. Reviewed on: 15th March 2024

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