Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,881 reviews, last reviewed 5th Apr 2026
367300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great end to end service for completing my loan. Great end to end service for completing my loan. Reviewed on: 5th April 2026
Jonathan 's avatar
Jonathan

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10881)

Sorted my issues with credit cards well.

5
Sorted my issues with credit cards well. I was struggling before they got in line. Reviewed on: 15th March 2024

Fast, friendly and fair lender.

5
Fast, friendly and fair lender. Fees and repayments are entirely transparent. Lender incentivises good customer behaviour; for example, repaying early or in addition to fixed monthly repayments results in a reduction in overall cost of loan. Highly recommend. Reviewed on: 15th March 2024

Super straightforward process

5
Super straightforward process and easily accessible information Reviewed on: 15th March 2024

Very easy and quick service, just what I needed

5
Very easy and quick service, just what I needed Reviewed on: 15th March 2024

No fuss or effort to get a decision

5
Quick, efficient, easy to use app, instant decision with fair monthly prices. Reviewed on: 15th March 2024

The best

5
It was easy to use, and the customer service team was very helpful everytime I had a question. Reviewed on: 15th March 2024

Excellent money service, I will highly recommend

5
Excellent money service, I will highly recommend Reviewed on: 15th March 2024

Easy process great customer service couldn’t have be...

5
Easy process great customer service couldn’t have been simpler and I am a very happy customer and will use them again Reviewed on: 15th March 2024

Reliable, quick and honest

5
Despite a few problems in payment provider, Updraft provided constant updates, and still it was faster than a traditional loan company. The interest rate was good and I have zero complaints so far. Customer Service is also hyper-responsive which I really like! Reviewed on: 15th March 2024

Updraft is great, although the interest rate is quit...

5
Updraft is great, although the interest rate is quite high. Overall my experience as a customer is okay and I would recommend Updraft to anyone looking for a loan. Reviewed on: 15th March 2024

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review