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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10881 reviews)

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4.96

Based on 10,881 reviews, last reviewed 5th Apr 2026

367300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great end to end service for completing my loan. Great end to end service for completing my loan. Reviewed on: 5th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10881)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Really easy

It was really easy to open a loan and the app is great to navigate this and keep track of payments. It was no problem to pay it off early too when I was able Reviewed on: 15th March 2024

Great personal loan

Updraft have provided a good product with great customer service when there was an issue. Reviewed on: 15th March 2024

I needed a loan almost immediately due to unforeseen...

I needed a loan almost immediately due to unforeseen circumstances, and updraft were more than happy to help. Quick, efficient and no hidden charges. Excellent service, 10/10. Reviewed on: 15th March 2024

I was in quite difficult situation and with help fro...

I was in quite difficult situation and with help from Updraft I managed to sort it out on time. Customer service is supportive and understanding, easy to get in touch with and I appreciate all their help. Easy to navigate the app and set up the profile and follow your finances across your accounts. Reviewed on: 15th March 2024

Very straightforward and no hidden information

Very straightforward and no hidden information Reviewed on: 15th March 2024

Had issue’s receiving funds at first due to a bankin...

Had issue’s receiving funds at first due to a banking issue on their end but customer support and response times are spot on. Can’t fault them as a company Reviewed on: 15th March 2024

Simple, easy and transparent.

Simple, easy and transparent. Quick application process and easy to understand paperwork / repayments. Reviewed on: 15th March 2024

Simple application process

Very easy to apply, app has a simple layout with easy access to all documents. Reviewed on: 15th March 2024

Easy to do and get the direct debit sorted right away.

Easy to do and get the direct debit sorted right away. Reviewed on: 15th March 2024

A happy customer :)

Excellent communication throughout the whole process. Customer Service was top notch. A good all rounder. Reviewed on: 15th March 2024

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