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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10882 reviews)

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4.96

Based on 10,882 reviews, last reviewed 6th Apr 2026

367400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great customer service Easy to deal with and set up account Reviewed on: 6th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10882)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

A happy customer :)

Excellent communication throughout the whole process. Customer Service was top notch. A good all rounder. Reviewed on: 15th March 2024

Perfect Support, great help and always there to help

Perfect Support, great help and always there to help Reviewed on: 15th March 2024

Would use again no problem

Never had problems, very easy to communicate with, everything is clear and an easy process. Reviewed on: 15th March 2024

Straight forward

Very good and straightforward, very competent staff good to talk with and very helpful Reviewed on: 15th March 2024

Brilliant

It was fast & efficient, extremely easy & everything was explained in great detail. Reviewed on: 15th March 2024

Easy from start to finish with no holdups

Easy from start to finish with no holdups Reviewed on: 15th March 2024

Easy and accessible with accurate information.

Easy and accessible with accurate information. Easy to know status of my payments. Reviewed on: 15th March 2024

Fantastic!

It was a simple process with a moderate decision time for eligibility. The one feature I love is that you can pay off your credit cards directly from the app, holding off any temptation of spending it on other things. I haven't used this feature yet, as I needed to use it for my Lending Stream loan and my Very.co.uk Credit Account. It took 3 days for the funds to be sent to my account, where I borrowed my maximum. Another cool feature is that you can choose the amount you want borrow, up to your maximum amount. Your interest and monthly repayment plan is calculated straight away on the app, before you commit so you can see whether this is a feasible rate to repay. the interest seem lower (in my opinion) to other lending platforms and cards. I personally find the app, the best way to manage and access the goods and services of this company. Considering, most platforms are via web engines. Overall, I'm extremely pleased with my first experience and would definitely recommend to friends and family who need it. It's a great tool to have for emergencies, if you use it to your advantage and NOT take advantage of it. Reviewed on: 15th March 2024

It is very nice and affordable very good customer se...

It is very nice and affordable very good customer seevice Reviewed on: 15th March 2024

Helped me out, with great rates.

Helped me out, with great rates. 2nd time using upstate, will use again in the future Reviewed on: 15th March 2024

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