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Updraft: Personal Loan reviews

4.96
Based on 10,964 reviews, last reviewed 22nd Apr 2026
375300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026
James's avatar
James

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

They gave me a loan when no one else would...

4
They gave me a loan when no one else would Reviewed on: 15th March 2024

Brilliant company, super easy to do which is ideal i...

5
Brilliant company, super easy to do which is ideal if you live somewhere without access to a bank Reviewed on: 15th March 2024

It’s my first time using the updraft for personal lo...

5
It’s my first time using the updraft for personal loan I thought it takes time to process but it’s easy to process. Over all experience is good. Reviewed on: 15th March 2024

Unreal service

5
Great service and help out people looking to build a good credit score Reviewed on: 15th March 2024

Easy experience start to finish, very friendly service!

5
Easy experience start to finish, very friendly service! Reviewed on: 15th March 2024

Helpful and very friendly staff.

5
Helpful and very friendly staff who make loan applications so easy. Reviewed on: 15th March 2024

Very slow in authorising the loans

4
Very slow in authorising the loans Reviewed on: 15th March 2024

Simple and efficient.

5
It was a very easy application and recieved funds in a very timely manner. All completed through the mobile app. Reviewed on: 15th March 2024

Simple proactive company

5
Have never had an issue. Very proactive company and always happy to help. The app interface is easy to use and the update of the credit file is easy to view. All products are in one place to it’s easy to also manage savings and finance in general. Reviewed on: 15th March 2024

Simple, straight forward

5
Simple, straight forward and money was approved and in my bank account with little fuss and I was able to go about settling my personal debts. I was a referred by a friend and I have told my family and friends about this service Reviewed on: 15th March 2024