Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,912 reviews, last reviewed 10th Apr 2026
370400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super clear and easy service to use Super clear and easy service to use Reviewed on: 10th April 2026
EF's avatar
EF

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10912)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent from start to finish

5
Great customer service, quick to answer any queries. Helps people who may not have the best credit rating to get out of debt. Reviewed on: 15th March 2024

Good service.

5
Good service. Help me a lot to clear of debts Reviewed on: 15th March 2024

Great customer service and excellent in understandin...

5
Great customer service and excellent in understanding customer demands. I would highly recommend updraft as they have helped me in many ways. Reviewed on: 15th March 2024

Quick easy and responsive

5
Quick easy and kept updated throughout with regular contact. Fast response when you have a query. Whole process smooth from beginning to end. Reviewed on: 15th March 2024

Quick and easy

5
Quick and easy to manage. Great that advised could too up when needed a boost Reviewed on: 15th March 2024

Very quick and supportive .

5
Very quick and supportive . love how clear the app is . Reviewed on: 15th March 2024

Excellent service

5
Excellent service, when i was in need of money i had it very quick and the interest rate is reasonable. Reviewed on: 15th March 2024

updraft made my home improvement possible

5
updraft made my home improvement possible Reviewed on: 15th March 2024

Excellent company and customer service

5
Easy to arrange a loan very professional and helpful throughout the entire process would highly recommend. Reviewed on: 15th March 2024

Quick to make a decision and fast payout ,competitiv...

5
Quick to make a decision and fast payout ,competitive rates offered Reviewed on: 15th March 2024