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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10914 reviews)

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4.96

Based on 10,914 reviews, last reviewed 10th Apr 2026

370600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Process was so easy start to finish. Process was so easy start to finish. Contacting them was excellent with a speedy response every time. Very happy customer all round Reviewed on: 10th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10914)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent company and customer service

Easy to arrange a loan very professional and helpful throughout the entire process would highly recommend. Reviewed on: 15th March 2024

Quick to make a decision and fast payout ,competitiv...

Quick to make a decision and fast payout ,competitive rates offered Reviewed on: 15th March 2024

I love updraft service for what I would call smart l...

I love updraft service for what I would call smart loan, they help me to consolidate all my loans and for one cheap monthly repayment, the application was quick and easy and I get a response almost immediately, I would recommend it to everyone. Reviewed on: 15th March 2024

A fantastic experience with Updraft.

A fantastic experience with Updraft. Kept me updated right the way through the procedure and were so helpful. Highly recommend them. Reviewed on: 15th March 2024

Loan was approved impressively quick

Loan was approved for very quickly and deposited to my bank within few days. Haven’t seen any other provider like them. Would highly recommend! Reviewed on: 15th March 2024

Excellent service, nothing ever a problem.

Excellent service, nothing ever a problem. Reviewed on: 15th March 2024

Easy to deal with and constant support from customer...

Easy to deal with and constant support from customer service. They help a lot of people with a more than reasonable APR. No doubt I will carry on using them till I’m debt free! Reviewed on: 15th March 2024

Updraft were very helpful when I needed a personal l...

Updraft were very helpful when I needed a personal loan. They helped me get in to a better financial situation where I benefited from getting a car and by reducing my outgoings. Reviewed on: 15th March 2024

Very professional, fast and reliable service exactly...

Very professional, fast and reliable service exactly similar to a bank and more. Reviewed on: 15th March 2024

Easy to use, easy to manage

They review your ongoing finances, check your credit score and then decide if a personal loan is best for you. It has a small fee for setting up the loan, but it’s small enough to not be a dent to your finances. It has a very easy to use app and makes it very easy to know if your eligible for a personal loan and how much they will offer Reviewed on: 15th March 2024

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