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Updraft: Personal Loan reviews

4.96
Based on 10,916 reviews, last reviewed 11th Apr 2026
370800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy and helpful! Easy and helpful! Gave me a loan when many turned me down! Reviewed on: 11th April 2026
John's avatar
John

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10916)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Saved me from a toxic borrowing cycle!

5
I had previously fallen into the trap of switching my credit balance to interest free cards only to spend money again on the empty card! Updraft saved me from this - sounds dramatic, but it’s true! I feel so much more in control of my finances now, and was even accepted with a poor credit score. I can’t recommend Updraft enough! Reviewed on: 14th March 2024

Great service.

5
Great service. Great product. Simple process from the start but I also feel they are very responsible in their decisions Reviewed on: 14th March 2024

Excellent advice and customer service through the wh...

5
Excellent advice and customer service through the whole process Reviewed on: 14th March 2024

Absolutely superb service

5
Used them twice and absolutely superb service both times. Simple and easy to understand, fast replies to any queries or questions Reviewed on: 14th March 2024

Quick easy decisions and great customer service.

5
Quick easy decisions and great customer service. It is very easy to pay more if finish paying off the loan. Reviewed on: 14th March 2024

Updraft helped to reduce significant interest

5
Updraft helped to reduce significant interest Reviewed on: 14th March 2024

Brilliant service.

5
Brilliant service. Quick decision, very quick funds transfer, competitive terms Reviewed on: 14th March 2024

Personal, relevant, helpful

5
Personal, asked relevant questions, really helpful Reviewed on: 14th March 2024

Easy and Transparent .

5
Easy and Transparent . I got my loan easily and there was no hidden clauses and they are transparent even when double transactions happen with payment . They return your over payment without the hustle of chasing them Reviewed on: 14th March 2024

Such an easy to use company!

5
Such an easy to use company!! Very helpful staff and overall such a professional outfit Reviewed on: 14th March 2024