Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,916 reviews, last reviewed 11th Apr 2026
370800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and helpful! Easy and helpful! Gave me a loan when many turned me down! Reviewed on: 11th April 2026
John's avatar
John

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10916)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Was very helpful.

5
Was very helpful. Easy to use and would recommend. Reviewed on: 14th March 2024

Very helpfull

5
Been very easy to deal with great service Reviewed on: 14th March 2024

Very simple and transparent process

5
Very simple and transparent process Reviewed on: 14th March 2024

I got help with a loan when I needed it

5
I got help with a loan when I needed it Reviewed on: 14th March 2024

Great communication!

5
Great communication! clear simple paperwork friendly Reviewed on: 14th March 2024

Fair friendly and straightforward, easy to understan...

5
Fair friendly and straightforward, easy to understand and no hidden extras, no unfair lending fees . Reviewed on: 14th March 2024

Excellent Service and support.

5
Excellent Service and support. I felt so helpful about being able to receive a personal loan. Quick approval and fast service. Reviewed on: 14th March 2024

Quick, easy and simple to apply and use!

5
Quick, easy and simple to apply and use! Reviewed on: 14th March 2024

Very easy to use and great service

4
Very easy to use and great service Reviewed on: 14th March 2024

Updraft have been nothing short of amazing helping m...

5
Updraft have been nothing short of amazing helping me get out of credit card debt with lower monthly repayments Reviewed on: 14th March 2024