Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,919 reviews, last reviewed 12th Apr 2026
371100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its best service i love it instant payment Its best service i love it instant payment Reviewed on: 12th April 2026
Haseeb Sulehri's avatar
Haseeb Sulehri

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10919)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Brilliant easy service.

5
Brilliant easy service. Felt valued Reviewed on: 14th March 2024

Gave me the ability to refinance my expensive debt,...

5
Gave me the ability to refinance my expensive debt, with an excellent digital experience. The app was was flawless,. Reviewed on: 14th March 2024

Excellent company

5
Provided a loan, which allowed me to pay off credit cards for a more affordable monthly payment. Easy to use app, which allows monitoring of payments/ outstanding balance to be managed. Excellent customer service which allowed a straightforward & easy process of receiving the loan payment. Reviewed on: 14th March 2024

The customer service team is extremely perfessiojsl...

5
The customer service team is extremely understanding and always willing to go that extra mile. Reviewed on: 14th March 2024

Simple fantastic service

5
The whole experience has been fantastic and has tremendously helped my financial situation. It is incredibly straightforward and a very quick process. I would highly recommend Updraft to friends and family in the future. Reviewed on: 14th March 2024

Excellent

5
Very good, very reliable, I am with them for a very long time Reviewed on: 14th March 2024

five Star service

5
Fantastic service. Excellent customer service. Reviewed on: 14th March 2024

Fantastic service and wonderful access to the app an...

5
Fantastic service and wonderful access to the app and customer service Reviewed on: 14th March 2024

Updraft was incredibly easy to use.

5
Updraft was incredibly easy to use. Everything is contained in the app, no phone calls while at work that I can’t answer, I can message any time and get answer in a matter of hours. The customer service was great, so friendly and professional. I can easily see everything I need in the app as well. Incredibly happy with my experience. Reviewed on: 14th March 2024

Heartfelt gratitude

5
An excellent company that comes to the rescue when you need it most. Everything is done quickly and without long waits. It will be a pleasure to work with them in the future. Any issue can be resolved in a short time. Great service and good team. Highly recommend! Reviewed on: 14th March 2024