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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10914 reviews)

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4.96

Based on 10,914 reviews, last reviewed 10th Apr 2026

370600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Process was so easy start to finish. Process was so easy start to finish. Contacting them was excellent with a speedy response every time. Very happy customer all round Reviewed on: 10th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10914)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

The easiest and user friendly site

My experience was so quick and easy the site was easy to navigate around and so user friendly. Reviewed on: 14th March 2024

Speedy helpful and efficient, they provided ongoing...

Speedy helpful and efficient, they provided ongoing advice regarding credit building leading to them offering a personal loan to clear credit cards Reviewed on: 14th March 2024

Easy to navigate and apply.

Easy to navigate and apply. Great that you can keep track of your loan and payments from the app as well. Would really recommend. Reviewed on: 14th March 2024

Funds received very quickly, great communication, Fr...

Funds received very quickly, great communication, Friendly service Reviewed on: 14th March 2024

Great loan company

The process of getting a loan was fast, easy and effortless; from applying to the decision to receiving the funds. The rates are good, the app is user friendly and the service is great. Reviewed on: 14th March 2024

One loan less stress

Saw an ad for updraft didn’t think much about it but after looking into it realised this was ideal for myself as I had multiple debts and I was finding it difficult to pay them all off now I just have one bill to pay and it’s a direct debit so I don’t even need to think about it and they are happy to let me repay at a faster rate too Reviewed on: 14th March 2024

Simple to understand, fast payout

Simple to understand, fast payout Reviewed on: 14th March 2024

Great experience for an App based product

Great experience, straight forward application on App and realistic interest rates. Quick to respond on the App if you have any questions, would definitely recommend their services Reviewed on: 14th March 2024

I cannot thank Upstart enough

Honestly I cannot thank Upstart enough. Unfortunately we were given notice before Christmas that our landlady wanted to move back into her property that we had rented for nearly 5 years along with our 2 children. Without Upstart we would’ve have never been able to save money to get a deposit and a months rent in advance when looking at new properties. It was because of Upstart that we were able to reserve and afford our new rental home which is honestly a dream home for us and our children. Not only that the interest on what you pay back is fantastic, you genuinely feel like there is someone helping you out because there’s no extortionate rates. I will sing Upstarts praises to anyone. You’ve helped me out more than you’ll ever know! Reviewed on: 14th March 2024

Very straight forward application

Very easy application, easy to understand rates and payment options, a breeze from beginning to end Reviewed on: 14th March 2024

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