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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very good good

5
Very good point about the other two things that I was thinking about but I don’t think I can do that right now because I have to go to the bank and get my money back and then I have to go to the store and get my car and then I can go to the grocery store and get my car and then I can go to the gas station and get my car and then I can go to the liquor store and get my car and then I can go to the bank and then I can go to the mall and then I can go to the store and then I can go to the grocery store and Reviewed on: 14th March 2024

Great platform, user friendly

5
The user interface made banking much crazier than with other providers Reviewed on: 14th March 2024

Simple application

5
Simple online application and no hidden costs Reviewed on: 14th March 2024

Good team friendly customer service

4
Good team friendly customer service Reviewed on: 14th March 2024

Would use Updraft again, helped me when other compan...

5
Would use Updraft again, helped me when other companies wouldn't. Reviewed on: 14th March 2024

Excellent service and product in hard times

5
Excellent - from application to completion. Team have been engaging and responsive Reviewed on: 14th March 2024

I can't fault them had a great experience with these...

5
I can't fault them had a great experience with these so straight forward had no problems from start to finish great Reviewed on: 14th March 2024

Very quick and fast service, funds transferred fast...

5
Very quick and fast service, funds transferred fast easy to contact and deal with Reviewed on: 14th March 2024

They offered me £4,000 to clear my overdrafts.

5
They offered me £4,000 to clear my overdrafts. Very easy and fast application Reviewed on: 14th March 2024

Excellen! Hassle free

5
Easy to apply on phone all very hassle free, instant decisions and money in account in a matter of a couple of days Reviewed on: 14th March 2024