Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,979 reviews, last reviewed 25th Apr 2026
376800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The place to go for a good loan Easy to set up and fast communication Reviewed on: 25th April 2026
Silviu Gherman's avatar
Silviu Gherman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10979)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy to use and very smooth process to getting the l...

5
Easy to use and very smooth process to getting the loan. Reviewed on: 14th March 2024

Great service.

5
Great service. Very easy to set up and operate. Reviewed on: 14th March 2024

Very easy and transparent process

5
Very easy and transparent process Reviewed on: 14th March 2024

Such an easy and straightforward process, communicat...

5
Such an easy and straightforward process, communication via messages in the app. Quick communications and decisions. All in all, an incredibly positive experience Reviewed on: 14th March 2024

Updraft for all , 5 stars

5
It's very clear to understand and younknow exactly what you get.With bad credit you have the same right to get a loan , what is difficult to apend Reviewed on: 14th March 2024

Really helpful,

5
I will say it is really helpful. Easy to apply and checking eligibility hasn't impact on your credit score. Affordable payments and interest rates are reasonables. My credit score is low but they gave £500 loan when I needed most. Reviewed on: 14th March 2024

Quick and easy

5
When I was struggling with paying bills I applied to Updraft for a loan. Very efficient. Interest not too high for an online application. Reviewed on: 14th March 2024

Process was very easy and smooth

5
Process was very easy and smooth Reviewed on: 14th March 2024

Fast and simple.

5
Fast and simple..reasonable and customer service helpfull Reviewed on: 14th March 2024

Very friendly and efficient service, any questions a...

5
Very friendly and efficient service, any questions answered very promptly Reviewed on: 14th March 2024