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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Easy, consolidated debt.

5
Really helped me sort my finances out. I managed to consolidate multiple streams of debt into 1 single payment. It's now so much easier to manage and see my debt decreasing instead of only focusing on 1 stream previously while seeing he other rise. Reviewed on: 14th March 2024

Best Personal Loan provider

5
Best Personal Loan provider due to excellent customer service and quick application process Reviewed on: 14th March 2024

Helpful service

5
I applied for a personal loan with updraft when not many other lenders would consider me. The app is great and the service is excellent. Reviewed on: 14th March 2024

They have been absolutely amazing in assisting me wh...

5
They have been absolutely amazing in assisting me when times were so difficult for me! I would recommend them over and over again! Couldn’t be more thankful to this team! Reviewed on: 14th March 2024

The easiest and user friendly site

5
My experience was so quick and easy the site was easy to navigate around and so user friendly. Reviewed on: 14th March 2024

Speedy helpful and efficient, they provided ongoing...

5
Speedy helpful and efficient, they provided ongoing advice regarding credit building leading to them offering a personal loan to clear credit cards Reviewed on: 14th March 2024

Easy to navigate and apply.

5
Easy to navigate and apply. Great that you can keep track of your loan and payments from the app as well. Would really recommend. Reviewed on: 14th March 2024

Funds received very quickly, great communication, Fr...

5
Funds received very quickly, great communication, Friendly service Reviewed on: 14th March 2024

Great loan company

5
The process of getting a loan was fast, easy and effortless; from applying to the decision to receiving the funds. The rates are good, the app is user friendly and the service is great. Reviewed on: 14th March 2024

One loan less stress

5
Saw an ad for updraft didn’t think much about it but after looking into it realised this was ideal for myself as I had multiple debts and I was finding it difficult to pay them all off now I just have one bill to pay and it’s a direct debit so I don’t even need to think about it and they are happy to let me repay at a faster rate too Reviewed on: 14th March 2024

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