Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,984 reviews, last reviewed 27th Apr 2026
377300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So so easy, really helped to get me out of a hole an... So so easy, really helped to get me out of a hole and have me financial freedom from issued caused by previous bad decisions. Couldn't recommend them ... Read more Reviewed on: 27th April 2026
Mark K's avatar
Mark K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10984)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Saved me money and confidence inspiring!

5
Clear, well explained and easy to understand application which gave me all the information I needed to know. Gave me confidence in the product I was choosing and made sure to explaining exactly how much I would repay, when I would repay and how long it would take me. Updraft helped me consolidate a number of different credit cards and loans into one monthly payment, with a lower overall interest rate, saving me money! Reviewed on: 14th March 2024

The smart and easy way to get a loan

5
No problem services, every issue is answered quickly, never had any complaints Reviewed on: 14th March 2024

Simplicity

5
Very simple and easy, no mess, all online and straight forward with fast outcomes. Reviewed on: 14th March 2024

Very easy to set up and the app is clear and easy to...

5
Very easy to set up and the app is clear and easy to use. Reviewed on: 14th March 2024

Lovely customer service, very easy and comfortable l...

5
Lovely customer service, very easy and comfortable loan with good low interest Reviewed on: 14th March 2024

Happy customer

5
I was overrun with interest on my two credit cards, which I was struggling to pay. I applied for a loan with Updraft and got accepted. My cards are payed off and I've halved my payments. Reviewed on: 14th March 2024

Great experience from start to finish.

5
Great experience from start to finish. Saving me loads each month by consolidating all my debts and giving me an end date to my debt. Very user friendly app and the staff are always on hand to help Reviewed on: 14th March 2024

Freat quick response - really straight frwaies to de...

5
Freat quick response - really straight frwaies to deal with and money is available pretty quickly Reviewed on: 14th March 2024

Excellent service - Quick and easy application and p...

5
Excellent service - Quick and easy application and provided a great solution to consolidate my debts into one, manageable payment. Thank you updraft! Reviewed on: 14th March 2024

Great company.

5
Great company. Quick and efficient, would definitely recommend to family and friends who are in need of a little extra cash! And would definitely use again myself! Reviewed on: 14th March 2024