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Updraft: Personal Loan reviews

4.96
Based on 10,963 reviews, last reviewed 22nd Apr 2026
375200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Excellent so easy! Excellent so easy! Really helped me to organise my finances Reviewed on: 22nd April 2026
Hannah L's avatar
Hannah L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10963)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great service , good rates of interest , flexible if...

5
Great service , good rates of interest , flexible if you want to pay back early Reviewed on: 14th March 2024

Great products and very helpful customer service, ra...

5
Great products and very helpful customer service, rates are affordable and cheaper than some. Reviewed on: 14th March 2024

Quick and easy plus all info explained

5
Quick and easy plus all info explained Reviewed on: 14th March 2024

Easy application, simply instructions and awesome app

5
Easy application, simply instructions and awesome app Reviewed on: 14th March 2024

Updraft bank

5
Great service, very helpful and easy to use Reviewed on: 14th March 2024

Quick to set up

5
Quick to set up. Quick decision on being accepted. And funds reached my account within a couple of days. Reviewed on: 14th March 2024

Clear, open and simple to use.

5
Clear, open and simple to use. Could not recommend enough. An actual person - not a bot - was available and the process was quick and easy. Reviewed on: 14th March 2024

Quick and easy process, great communication.

5
Quick and easy process, great communication. Reviewed on: 14th March 2024

Fast and professional

5
Quick and easy process happy with the outcome Reviewed on: 14th March 2024

Brilliant, efficient and so helpful

5
Brilliant, efficient and so helpful Reviewed on: 14th March 2024