Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Quick transaction

5
Quick transaction and helped a lot during my bad time Reviewed on: 14th March 2024

Quick payment and ease of use

5
Once decision made money was very quickly in my bank account. Easy app to use which gives full visibility Reviewed on: 14th March 2024

Quick and easy process, all through the app and the...

4
Quick and easy process, all through the app and the live chat Reviewed on: 14th March 2024

Professional service with easy steps for applications

5
Professional service with easy steps for applications Reviewed on: 14th March 2024

Immediate approval, instant cash!

5
When I was in desperate need for a loan to reduce my monthly outgoings, updraft were able to offer me a great deal immediately and the money was in my bank the next day! No paperwork, no additional documents required. Updraft saved me. Reviewed on: 14th March 2024

Really efficient, great customer service!

5
Really efficient, great customer service, a modern organisation which values its customers! Reviewed on: 14th March 2024

Very straightforward from the beginning of the appli...

5
Very straightforward from the beginning of the application to the very end when funds were accepted and transferred to the account. Easy to use website and the app even better. Reviewed on: 14th March 2024

An outstanding financial institution

5
I applied for a personal loan over a year ago now. I found the application to be simple and clear. Once the application was approved, the funds were deposited into my account swiftly. Communication from Updraft was clear and they kept me up to date at every stage of the process. They have professional service however I found the way they interacted with me was so kind and personable which sets them apart from other financial institutions. I would highly recommend Updraft to anyone, and I wouldn't hesitate to use their services again Reviewed on: 14th March 2024

Very good Very good, very polite, always very active

5
Very They are very good, they helped me when I needed it, I highly recommend them Reviewed on: 14th March 2024

Ease of use the app and bank transfer was quick.

5
Ease of use the app and bank transfer was quick. The payce service is good if you want transfer a balance from a credit card Reviewed on: 14th March 2024