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Updraft: Personal Loan reviews

4.96
Based on 10,985 reviews, last reviewed 28th Apr 2026
377400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

YOU ARE VERY KIND Lovely thanks for your support help me alot Reviewed on: 28th April 2026
Maciej K's avatar
Maciej K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10985)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Most flexible loan you can get.

5
Allowing me take a longer with slightly higher APR but massively flexible to pay back earlier actually encouraged to do so and save money! No early repayments is amazing Reviewed on: 14th March 2024

I received my loan quick and efficiently as soon as...

5
I received my loan quick and efficiently as soon as I was accepted and wasn't hassled for too much documents and endless back and fourth emails Reviewed on: 14th March 2024

Great service , good rates of interest , flexible if...

5
Great service , good rates of interest , flexible if you want to pay back early Reviewed on: 14th March 2024

Great products and very helpful customer service, ra...

5
Great products and very helpful customer service, rates are affordable and cheaper than some. Reviewed on: 14th March 2024

Quick and easy plus all info explained

5
Quick and easy plus all info explained Reviewed on: 14th March 2024

Easy application, simply instructions and awesome app

5
Easy application, simply instructions and awesome app Reviewed on: 14th March 2024

Updraft bank

5
Great service, very helpful and easy to use Reviewed on: 14th March 2024

Quick to set up

5
Quick to set up. Quick decision on being accepted. And funds reached my account within a couple of days. Reviewed on: 14th March 2024

Clear, open and simple to use.

5
Clear, open and simple to use. Could not recommend enough. An actual person - not a bot - was available and the process was quick and easy. Reviewed on: 14th March 2024

Quick and easy process, great communication.

5
Quick and easy process, great communication. Reviewed on: 14th March 2024