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Updraft: Personal Loan reviews

4.96
Based on 10,964 reviews, last reviewed 22nd Apr 2026
375300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026
James's avatar
James

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Fantastic service and excellent customer service

5
Fantastic service and excellent customer service Reviewed on: 14th March 2024

Excellent team and very helpfull.

5
Excellent team and very helpfull. Reviewed on: 14th March 2024

Great loan company with amazing customer service

5
It was quick and efficient applying. Money was in quickly. Any issues i have had they answered straight away. Reviewed on: 14th March 2024

Good reliable provider quick decisions

5
Good reliable provider quick decisions Reviewed on: 14th March 2024

So simple

5
Could not have been easier to apply and receive my funds Reviewed on: 14th March 2024

Great way to pay off high interest credit cards

5
Updraft loan allowed me to pay off high interest credit cards converting them into one manageable monthly payment making it easy and saving me money Reviewed on: 14th March 2024

Stress free

5
From researching who to choose to stream line my finances Updraft came highly recommend. The process was quick and easy, with funds available quickly. The app is clear and easy to use too. You are alway kept upto date with changes or just a quick hello message. Great company Reviewed on: 14th March 2024

Quick transaction

5
Quick transaction and helped a lot during my bad time Reviewed on: 14th March 2024

Quick payment and ease of use

5
Once decision made money was very quickly in my bank account. Easy app to use which gives full visibility Reviewed on: 14th March 2024

Quick and easy process, all through the app and the...

4
Quick and easy process, all through the app and the live chat Reviewed on: 14th March 2024