Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,953 reviews, last reviewed 20th Apr 2026
374200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service was quick and straight foward. Service was quick and straight foward. Not too much paperwork was needed,contract was procuded quickly Reviewed on: 20th April 2026
Nom's avatar
Nom

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10953)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

very helpfuul and friendly, explained all features a...

5
very helpfuul and friendly, explained all features and pitfalls Reviewed on: 14th March 2024

Easy access and straightforward application.

5
Easy access and straightforward application. Reviewed on: 14th March 2024

Excellent service

5
Always received excellent service Reviewed on: 14th March 2024

A simple easy service, a more logical approach and q...

5
A simple easy service, a more logical approach and quick response Reviewed on: 14th March 2024

Easy and fast service

5
I had heard of Updraft before but never looked into it until recently. I have quite a few credit/flex accounts alongside a credit card and overdraft. Once accepted for a loan, the money was in my account first thing the next morning. I also like how they amalgamate all of your credit accounts into one to give you a full overview of what you owe. The loan received has allowed me to close my overdraft and other credit accounts, whilst also paying off a big chunk of my credit card. The repayments for the loan are a lot lower than what I was paying on a monthly basis all together. The service was very easy to use and I received a response in good time. Would highly recommend Updraft. Reviewed on: 14th March 2024

Easy, simple application and straight forwards

5
Easy, simple application and straight forwards Reviewed on: 14th March 2024

easy application and process - simplified and clear...

5
easy application and process - simplified and clear contracts although the rates could be revised Reviewed on: 14th March 2024

Quick easy efficient and great rates

5
Quick easy efficient and great rates Reviewed on: 14th March 2024

Helped me put all my debt into one easy payment.

5
Helped me put all my debt into one easy payment. Cannot recommend them highly enough. Reviewed on: 14th March 2024

Excellent service

5
Excellent service and quick to arrange loan Reviewed on: 14th March 2024