Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10948 reviews)

View other Updraft products

4.96

Based on 10,948 reviews, last reviewed 18th Apr 2026

373700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Easy and fast service

I had heard of Updraft before but never looked into it until recently. I have quite a few credit/flex accounts alongside a credit card and overdraft. Once accepted for a loan, the money was in my account first thing the next morning. I also like how they amalgamate all of your credit accounts into one to give you a full overview of what you owe. The loan received has allowed me to close my overdraft and other credit accounts, whilst also paying off a big chunk of my credit card. The repayments for the loan are a lot lower than what I was paying on a monthly basis all together. The service was very easy to use and I received a response in good time. Would highly recommend Updraft. Reviewed on: 14th March 2024

Easy, simple application and straight forwards

Easy, simple application and straight forwards Reviewed on: 14th March 2024

easy application and process - simplified and clear...

easy application and process - simplified and clear contracts although the rates could be revised Reviewed on: 14th March 2024

Quick easy efficient and great rates

Quick easy efficient and great rates Reviewed on: 14th March 2024

Helped me put all my debt into one easy payment.

Helped me put all my debt into one easy payment. Cannot recommend them highly enough. Reviewed on: 14th March 2024

Excellent service

Excellent service and quick to arrange loan Reviewed on: 14th March 2024

Great, highly recommend

Great! Finally a bank that seems to want the best for its customers Reviewed on: 14th March 2024

Honest responsible lender.

Honest responsible lender. Offered me less than requested to ensure I would be able to maintain repayments. Reviewed on: 14th March 2024

Loan Customer.

Very thorough but quick loan experience for debt consolidation. Was granted and funds available very quickly. Very happy with the experience. Reviewed on: 14th March 2024

Happy customer

Great no issues with them and message back very quickly. Plenty of customer services never get back to you but not updraft Reviewed on: 14th March 2024

Alternative products

Loans
from The Money Co-op 4.96 from 223 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Short-term loan
from Lending Stream 4.92 from 2496 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub