Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,962 reviews, last reviewed 22nd Apr 2026
375100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I need a loan and updraft helped so quickly. I need a loan and updraft. Was quick and efficient. Reviewed on: 22nd April 2026
Paige c's avatar
Paige c

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10962)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Help in time of need

5
The best and very sufficient it has helped me twice in times where I needed most. And would want another Reviewed on: 14th March 2024

Lost cost consolidation loan was easy and quick

5
Lost cost consolidation loan was easy and quick Reviewed on: 14th March 2024

Highly recommended

5
Quick easy set up, good communication Reviewed on: 14th March 2024

Quick and efficient service.

5
Quick and efficient service. A big help in getting me on the right track in my financial journey. Reviewed on: 14th March 2024

Brilliant, quick and easy process and excellent cust...

5
Brilliant, quick and easy process and excellent customer service Reviewed on: 14th March 2024

Great company to get a loan from

5
Great experience, quick and hassle free to get a loan Reviewed on: 14th March 2024

Super easy to manage loan and account

5
Super easy to manage loan and account, all from the mobile app. Reviewed on: 14th March 2024

Great service easy of access!

5
Great service easy of access! love how I’m debt free and easy repayments app is great to keep track of payments and pay off more if you can! Can’t fault them in anyway they’ve been great! Wonderful service and fast payment Reviewed on: 14th March 2024

Excellent service and great app

5
I had multiple small loans that I was able to consolidate with a MUCH better % Reviewed on: 14th March 2024

A friendly helpful company. Amazing

5
I took out a personal loan, the process was quick and very easy. I had to contact customer services a few times to change the payment date and get a settlement figure. All my queries were answered quickly and the staff were extremely friendly and helpful. I would definitely recommend Updraft to family and friends. Reviewed on: 14th March 2024