Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,992 reviews, last reviewed 28th Apr 2026
378100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, easy and stress free. Quick, easy and stress free to get a personal loan. The whole set up is very straightforward and they transfer the money extremely quickly. The app is... Read more Reviewed on: 28th April 2026
Kev L's avatar
Kev L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (10992)

2 loans both good rates, very usable app and great c...

5
2 loans both good rates, very usable app and great customer experience Reviewed on: 4th March 2026
Jack C's avatar
Jack C

Awesome, such an easy process

5
Took out a loan, was so simple and great customer service from Ashley. Made it so comfortable for me Reviewed on: 4th March 2026
MR G's avatar
MR G

It’s good and was an easy process

5
It’s good and was an easy process Reviewed on: 4th March 2026
Avani's avatar
Avani

Helped Me Simplify My Finances

5
The process was straightforward and easy to complete online. The loan helped me consolidate my credit card bills into one monthly payment, which has made managing my finances much simpler. Overall, a good experience so far. Reviewed on: 4th March 2026
Chelsea Macaulay's avatar
Chelsea Macaulay

Great experience

5
I had a great experience with Updraft for my loan. The process was quick, simple, and clearly explained from start to finish. Everything was transparent with no hidden surprises, and managing my loan has been easy. I’d definitely recommend them to anyone looking for a smooth borrowing experience. Reviewed on: 4th March 2026
EHill's avatar
EHill

Seamless Loan Experience

5
I recently used Updraft for a personal loan and was genuinely impressed with how straightforward the entire process was. The application was quick, clear, and easy to complete, with no unnecessary complexity or confusion. From start to finish, everything felt well-structured and transparent. The Updraft app itself is extremely user-friendly. The layout is clean, intuitive, and easy to navigate, making it simple to track progress and manage the loan once approved. Every step is clearly explained, which gives confidence and removes the stress often associated with borrowing. Overall, a seamless digital experience backed by an efficient application process. I would highly recommend Updraft to anyone looking for a hassle-free personal loan service. Reviewed on: 4th March 2026
MT's avatar
MT

Very professional and easy to communicate.

5
Very professional and easy to communicate. Reviewed on: 3rd March 2026
Patrick's avatar
Patrick

Super helpful and informative.

5
Super helpful and very informative, easy to navigate and a straightforward rapid process. Overall a great experience. Reviewed on: 3rd March 2026
Stephen C's avatar
Stephen C

Easy and straight forward whilst also being made awa...

5
Easy and straight forward whilst also being made aware of risks and consequences Reviewed on: 3rd March 2026
Zoe D's avatar
Zoe D

This service has saved my skin on 2 occasions

5
This service has saved my skin on 2 occasions and I couldn't be more thankful for the service. Fantastic and easy process, amazing staff, the best loan service out there. Reviewed on: 3rd March 2026
CP's avatar
CP

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill