Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,968 reviews, last reviewed 23rd Apr 2026
375700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, great advice, helped me along wi... Excellent service, great advice, helped me along with the process explaining each step. Reviewed on: 23rd April 2026
Donna's avatar
Donna

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10968)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Great service from start to finish.

5
Great service from start to finish. Advisors always available to help when needed and if not available then will get back to you within 24 hours on the chat function. Kept me up to date with my money and my credit score. Reviewed on: 14th March 2024

Very helpful and gets you out of a sticky situation...

5
Very helpful and gets you out of a sticky situation Reviewed on: 14th March 2024

Very easy to deal with.

5
Very easy to deal with. App is super clean, and communication was on point. This is how the financial system should be. Reviewed on: 14th March 2024

So quick and easy

5
So quick and easy I was able to pay off my card cards and overdraft Reviewed on: 14th March 2024

Really quick and easy service.

5
Really quick and easy service. Great communication throughout the process. Reviewed on: 14th March 2024

It was very straightforward.

5
It was very straightforward. Funds were in my accounts within 24 hours of approval. Reviewed on: 14th March 2024

Might sound a bit dramatic but updraft saved my ment...

5
Might sound a bit dramatic but updraft saved my mental health, I was having a financial crisis thinking how to clear my credit card debts. The early repayment options save you on interest, allow you to pay more when you can and settle loans early are a great help. Updraft is an excellent option to clear debts faster and the customer service is brilliant. Reviewed on: 14th March 2024

Quicky easy and efficient when you need to borrow mo...

5
Quicky easy and efficient when you need to borrow money Reviewed on: 14th March 2024

Clear, easy and helpful!

5
Updraft has helped me when I needed in a clear concise manner. Their team is always on hand to help and their products are always balanced. I will always rely on their help. Reviewed on: 14th March 2024

Very good service and mom in bank with in days...

5
Very good service and mom in bank with in days Reviewed on: 14th March 2024