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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10972 reviews)

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4.96

Based on 10,972 reviews, last reviewed 24th Apr 2026

376100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Has made it very easy to get a loan and no-nonsense... Has made it very easy to get a loan and no-nonsense with payments Reviewed on: 24th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10972)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Great service and communication, easy to navigate an...

Great service and communication, easy to navigate and use. Reviewed on: 14th March 2024

Affordable and smart loan

Updraft was great for my own situation as it looked at my situation and provided an affordable loan with great terms Reviewed on: 14th March 2024

Really easy to do and simple explanation of costs et...

Really easy to do and simple explanation of costs etc, easy app to use and look at what you owe etc clear graphs etc easy to use app. Communication on payments prompt and money came through fast. Far easier than other banking apps Reviewed on: 14th March 2024

The process was quick and efficient.

The process was quick and efficient. I received my payment on time Reviewed on: 14th March 2024

Quite easy to top up a loan, quite easy to get in co...

Quite easy to top up a loan, quite easy to get in contact with customer service. The interest rates are really quite high though Reviewed on: 14th March 2024

Quick easy process, low interest rate, great custome...

Quick easy process, low interest rate, great customer service, easy to use app. Reviewed on: 14th March 2024

A very kind company, easy to use and great communica...

A very kind company, easy to use and great communication. Reviewed on: 14th March 2024

All good, excellent customer service, easy processes...

All good, excellent customer service, easy processes with clear detail. Reviewed on: 14th March 2024

I have had three loans from updraft over the last fe...

I have had three loans from updraft over the last few years, very easy to apply for, very fair rates and very quick transfer once everything was in order. Reviewed on: 14th March 2024

Helped me streamline and create more expendable cash!

Updraft really helped to organise my credit cards and streamline my debt. The process was so easy and I like that you can make extra payments as and when you would like to- really easy service to use. Reviewed on: 14th March 2024

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